What is
covered? (
annual
limit ... )
Benefit:
Staying in hospital overnight or as a day-case
Worldwide Medical Insurance
notes
0.0
We pay
hospital room and board costs when:
· there is a medical need to stay in
hospital
· your
treatment is
given or managed by a
specialist
· you are staying in
hospital
· the length of your stay is medically appropriate
· you occupy a standard single room with private bathroom. (This
means that
we will not pay the extra costs of a deluxe, executive
or VIP suite, etc)
· if
treatment fees are charged in line with the room type,
we will pay for
treatment at
the cost which would have been charged if you had stayed in a standard
single room with private bathroom.
If you need to stay in
hospital for longer than
we
have given prior approval, or if your
treatment plan
changes, your
specialist
must send
us a
medical report as soon as possible telling us:
· your diagnosis
·
treatment you
have already had
·
treatment that
you need to have
· how long you need to stay in
hospital
We
will also pay up to £10 / €13 / $17 each day for personal expenses
such as newspapers, television rental and guest meals when you have
had to stay overnight in
hospital
We do not pay
hospital room and board charges if you are staying in
hospital for any of the following reasons:
· convalescence
· general supervision
· pain management
· general nursing care without
specialist
treatment,
except when in a hospice and receiving palliative care.
· services from a
therapist or
complementary therapist
· domestic services such as help in walking, bathing or preparing
meals, or
· receiving
treatment
that could have taken place as an
out-patient
Index
Worldwide Medical Plus
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accident insurance /
Boating insurance (jet skis, sailing and motor boats) /
Business insurance (churches,
clinics, factories, schools, shows, Town Halls, warehouses,
workshops (chemical products, leather, metal, paper or cardboard,
plastic or rubber, textile) /
Car
insurance (including foreign number plates/registrations, top of the
range or Classic cars) /
Caravan insurance /
Civil liability insurance eg trades, hairdressers, academies, bars,
restaurants, tourist guides, monitors, shows) /
Commercial Premises insurance
(amusement arcades
and one-armed bandits, bars, beauty salons, cafes, cake shops,
chemists, clubs, discos, florists, fruit shops, gift shops, gyms,
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ironmongers, jewellers*, newsagents, opticians, restaurants,
sex-shops, shoe shops, stationery shops, street cafés,
supermarkets, telephone shops*, travel agencies,) /
Financial
planning ideas - and how to save money in Spain ... /
Funeral
insurance /
Golf insurance /
health
and
dental
insurance
plans /
Health
insurance offers eg SMEs, catering, shops /
Home insurance (as an owner or tenant) /
Horse insurance /
Hunting insurance /
Insurance for agricultural vehicles /
Insurance for Building Companies /
Insurance for Electrical Equipment /
Insurance for Haulage Companies /
Insurance for Companies selling or renting equipment /
International health insurance (transfer your Sanitas rights both
ways) /
Life
insurance (protect your family if you die or become disabled) /
Machinery Breakdown Insurance /
Maritime insurance (crews only) /
Mobile insurance -
checklists adapted to your mobile screen... /
Mortgage repayment life insurance (it may be cheaper to replace your
current mortgage repayment life insurance, eg people in Spain
working with/in/on/at:) (
animals /
aviation /
building sector /
Civil protection and police /
countryside, vets /
factories or mines /
home makers or parks /
hospitals, consulting rooms, clinics /
logistics and transport /
office workers /
press or mass media /
sales reps /
ships, wharfs, at sea /
shop workers, SMEs, cars, hotels /
shows and culture /
training, unemployed, retired ) /
Motorbike-motorcycle insurance /
Office insurance /
Responsabilidad
Civil - PYMEs, fundaciones, asociaciones... /
Returning to the UK from abroad? (you may not be covered by the NHS
for 6 months) /
Seguro
contra daños (RC) /
Seguro de amortización, por ejemplo personas que trabajan con/en:
(
animales /
aviación /
barcos, muelles, alta mar /
campo y veterinarios /
casa o cuidando parques /
construcción /
en la calle /
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fábricas o minas /
formación, desempleados, jubilados /
hospitales, consultas, clínicas /
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oficinas /
prensa o medios de comunicación /
protección civil y policía /
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Seguro de automoción
(talleres de automóviles, mecánico, eléctrico, chapa y pintura,
estaciones de servicio, túneles de lavado, garajes, concesionarios
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(agencias de viajes, bares, cafeterías, charcuterías, clubes,
discotecas, farmacias, ferreterías, floristerías, fruterías,
gimnasios, joyerías*, locutorios telefónicos, ópticas, papelerías,
pastelerías, peluquerías, quioscos (periódicos, freidurías y bares
en la vía pública), relojerías*, restaurantes, salones de
belleza, salones recreativos, sex-shops, supermercados, tiendas de
calzado, tiendas de productos dietéticos, tiendas de regalos,
tiendas de teléfonos*, tragaperras, traperías y desperdicios )
/ Seguro
de Comunidades /
Seguro de decesos /
Seguro de empresas
(almacenes, ayuntamientos, clínicas, espectáculos, escuelas,
fábricas, iglesias, talleres metalúrgicas / textil / cuero /
plásticos y goma / papel y cartón / productos químicos) /
seguros agrarios /
Seguros para casas
rurales, hoteles, fondas, pensiones, complejos turísticos /
insurance for rural houses, hotels, guest houses, bed and breakfast,
tourist resorts /
seguros para transportistas / transport hauliers / road haulage
insurance /
seguros - vehículos agrícolas /
seguros pecuarios - para su ganado ovino, bovino, caprino y aviar /insurance
for sheep, cows, goats, poultry /
Shop insurance /
Travel insurance - visa compliant eg for US students, tourists or
business trips, includes dangerous areas, professions and sports
/
(..主要健康计划......),
Zahn- und Krankenversicherung in Spanien wenn Sie den
Versicherungsantrag und die allgemeinen Bedingungen auf Deutsch
möchten ...
and
more insurance products!
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