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BUPA International

April 2009

Swine flu ( influenza A (H1N1) ) - what you need to know
You will have seen the coverage in the media regarding swine flu and the outbreak of the virus to a small number of people around the world. Some of your members may be requesting more information about swine flu and whether their Bupa International policy covers them in the event of infection.

What is swine flu?
Swine flu is a respiratory disease of pigs caused by type A influenza viruses. Though it does not normally infect humans, the World Health Organisation has confirmed a new version of swine flu (A H1N1 virus) that is contagious and is spreading from human to human with cases reporting principally in the US and Mexico.
You can find out more about swine flu in the fact sheet here. The information covers:
Signs and symptoms of swine flu

How it spreads
What can people do to protect themselves

Are your members covered?
Yes, Bupa members are covered for any consultations and treatment they may need in relation to swine flu subject to the terms of their policy.
However, there are some limitations regarding evacuation and repatriation that need to be noted; the restrictions are mainly in place to safeguard against spreading the virus further.

Some customers will request evacuation or repatriation from an area that has a high number of confirmed cases. If customers are asymptomatic, there is no need for evac or repat, and Bupa International will not cover their costs if they choose to evacuate themselves from that area.

If customers are symptomatic of swine flu, or have medical confirmation that they have the condition, they should not be evacuated. This is for 2 reasons:
They should not be on a commercial airline because of the risk of spreading disease.
We maintain a global ethical responsibility to contain the disease as much as possible and prevent geographical spread.
However, at the current time, the threat of humans contracting a life-threatening form of the disease is very limited. If your customers experience symptoms of swine flu, we recommend they seek medical advice in the first instance through their local doctor or hospital.
 
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