Liberty Commercial Premises insurance  (Castellano)

3 Covers

B. Optional covers

B.3. Theft with violence and theft with intimidation

5. Theft with Intimidation of fund transporters

The theft with intimidation of cash while it is being transported, providing the cash is transported by the insured, collectors or employees that work for the insured.

Cover shall be limited to a maximum of 5% of the insured sum for contents with a limit of euros 1,500.

THE FOLLOWING IS NOT COVERED:

a. When the security measures set forth in the policy were not in place or the alarms stipulated therein were not activated at the moment when the acts of theft with violence or theft with intimidation took place in the insured business premises.

b. Losses and theft without violence or misplacement of any kind, not including the cover for the accidental loss of keys.

c. Any objects that are outside the insured business premises or in adjoining buildings, such as terraces, patios, gardens, not including signs, awnings and temporarily displaced goods.

d. Any loss resulting from an act of gross negligence by the insurance policyholder, insured or any people on which these parties depend or with whom they live or when such people are the perpetrators, accomplices or concealers of theft with violence and / or theft with intimidation.

e. Theft of motor vehicles or the trailers thereof, unless these are construed as part of the insured businesses's stock.

f. Theft with violence committed when the insured business premises was closed or without surveillance for more than 30 consecutive days.

g. Events insured by the cover for theft with intimidation to fund transporters when the people responsible are found to be in a state of intoxication or under the influence of drugs, toxic substances or narcotics, not provoked by criminals.

h. Glass in doors, windows and / or shop windows.

B.4. Employee dishonesty  

4. Risks excluded from all guarantees