Liberty accident insurance (Castellano)
27. Travel and home assistance ( Contents ) Special conditions
TRAVEL ASSISTANCE COVER
Previous provisions
- Insurance scope and period of cover: This insurance cover is valid throughout the world and in Spain, outside of the insured's province of primary residence, with the exception of those covers which expressly have exclusive validity abroad. Its period of cover is linked to accident insurance.
- Validity: To receive covered benefits the insured's address must be in Spain, the insured must reside in Spain and his or her time out of said primary residence must not exceed 60 days per trip.
Additional provisions
The general conditions of the accident policy are to be applied, as long as they do not contradict that established by these present conditions.
When requesting assistance for the indicated covers by telephone you must indicate: the name of the insured, accident insurance policy number, your present location, telephone number and the kind of assistance you require.
The insurer is not responsible for delays or failure to deliver due to force majeure or the unique administrative or political characteristics of a determined country. Under any circumstances, if direct intervention is impossible, the insured shall be reimbursed for covered expenses upon his or her return to Spain, or if necessary, when they enter a country not affected by the previous circumstances, with the presentation of the appropriate receipts.
Benefits of a medical nature and health related transportation must be made based on previous medical agreement between the hospital centre attending to the insured and the insurer's medical team.
If the insured is entitled to reimbursement for the unused portion of the ticket after using the transportation or repatriation cover, said reimbursement will be turned over to the insurer.
Under any circumstances the indemnities established for the covers will complement any contracts which may cover the same risks, for social security benefits or any other collection pension plans.
The insurer is subrogated in the rights and actions which may correspond to the insured for events that have motivated the intervention and up to the total amount of the services provided or paid for.
In the event of a claim in which the insured individual receives a reimbursement for the arising expenses due to force majeure, this must be indicated within a maximum term of seven days. When this is not the case the insurer may claim the damages and injuries caused because the claim was not filed, as set forth in Act 50/80 on Insurance Contracts.
accident insurance / Boating insurance (jet skis, sailing and motor boats) / Business insurance (churches, clinics, factories, schools, shows, Town Halls, warehouses, workshops (chemical products, leather, metal, paper or cardboard, plastic or rubber, textile) / Car insurance (including foreign number plates/registrations, top of the range or Classic cars) / Caravan insurance / Civil liability insurance eg trades, hairdressers, academies, bars, restaurants, tourist guides, monitors, shows) / Commercial Premises insurance (amusement arcades and one-armed bandits, bars, beauty salons, cafes, cake shops, chemists, clubs, discos, florists, fruit shops, gift shops, gyms, health shops, hairdressers, international 'phone call shops, ironmongers, jewellers*, newsagents, opticians, restaurants, sex-shops, shoe shops, stationery shops, street cafés, supermarkets, telephone shops*, travel agencies,) / Financial planning ideas - and how to save money in Spain ... / Funeral insurance / Golf insurance / health and dental insurance plans / Health insurance offers eg SMEs, catering, shops / Home insurance (as an owner or tenant) / Horse insurance / Hunting insurance / Insurance for agricultural vehicles / Insurance for Building Companies / Insurance for Electrical Equipment / Insurance for Haulage Companies / Insurance for Companies selling or renting equipment / International health insurance (transfer your Sanitas rights both ways) / Life insurance (protect your family if you die or become disabled) / Machinery Breakdown Insurance / Maritime insurance (crews only) / Mobile insurance - checklists adapted to your mobile screen... / Mortgage repayment life insurance (it may be cheaper to replace your current mortgage repayment life insurance, eg people in Spain working with/in/on/at:) ( animals / aviation / building sector / Civil protection and police / countryside, vets / factories or mines / home makers or parks / hospitals, consulting rooms, clinics / logistics and transport / office workers / press or mass media / sales reps / ships, wharfs, at sea / shop workers, SMEs, cars, hotels / shows and culture / training, unemployed, retired ) / Motorbike-motorcycle insurance / Office insurance / Responsabilidad Civil - PYMEs, fundaciones, asociaciones... / Returning to the UK from abroad? (you may not be covered by the NHS for 6 months) / Seguro contra daños (RC) / Seguro de amortización, por ejemplo personas que trabajan con/en: ( animales / aviación / barcos, muelles, alta mar / campo y veterinarios / casa o cuidando parques / construcción / en la calle / espectáculos y cultura / fábricas o minas / formación, desempleados, jubilados / hospitales, consultas, clínicas / logística y transporte / oficinas / prensa o medios de comunicación / protección civil y policía / tiendas, pymes, bares, hoteles ) / Seguro de automoción (talleres de automóviles, mecánico, eléctrico, chapa y pintura, estaciones de servicio, túneles de lavado, garajes, concesionarios (con o sin talleres de reparación de vehículos) / Seguro de Comercio (agencias de viajes, bares, cafeterías, charcuterías, clubes, discotecas, farmacias, ferreterías, floristerías, fruterías, gimnasios, joyerías*, locutorios telefónicos, ópticas, papelerías, pastelerías, peluquerías, quioscos (periódicos, freidurías y bares en la vía pública), relojerías*, restaurantes, salones de belleza, salones recreativos, sex-shops, supermercados, tiendas de calzado, tiendas de productos dietéticos, tiendas de regalos, tiendas de teléfonos*, tragaperras, traperías y desperdicios ) / Seguro de Comunidades / Seguro de decesos / Seguro de empresas (almacenes, ayuntamientos, clínicas, espectáculos, escuelas, fábricas, iglesias, talleres metalúrgicas / textil / cuero / plásticos y goma / papel y cartón / productos químicos) / seguros agrarios / Seguros para casas rurales, hoteles, fondas, pensiones, complejos turísticos / insurance for rural houses, hotels, guest houses, bed and breakfast, tourist resorts / seguros para transportistas / transport hauliers / road haulage insurance / seguros - vehículos agrícolas / seguros pecuarios - para su ganado ovino, bovino, caprino y aviar /insurance for sheep, cows, goats, poultry / Shop insurance / Travel insurance - visa compliant eg for US students, tourists or business trips, includes dangerous areas, professions and sports /